Complaints Procedure

How to ensure your complaint is handled

You need to ensure that your complaint is submitted to the Compliance Officer in writing and it can be sent by email to:

Complaints Procedure 1 - Your Details

A complete description of your complaint:
Where did the transaction / event / subject of your complaint take place?
Name of person who provided you with the financial service
Date of occurrence of complaint
Upload documentation relating to your complaint
Preferred method of communication

You will receive an email of confirmation, please make
sure your email address is correct before submitting.
Complaints Procedure 1 - Our Procedure

We will acknowledge receipt, in writing, within two business days of receipt and add your complaint to our internal complaints register.

Your complaint will be allocated to our Key Individual for initial investigation.

We may ask for additional information if needed.

Your complaint and all information relating thereto will ultimately be submitted to our Chief Operating Officer for final consideration and assessment.

We will investigate, attempt to resolve and respond within 21 days of receiving your complaint, or after receiving any additional information we require;

If we require further time to investigate the complaint, this will be communicated to you in writing.

Once the investigation is complete, we will provide you with our final assessment in writing giving full reasons for our finding. In the event of us not being able to resolve the complaint or if you are not satisfied with our response, the complaint may be referred, within a six (6) month period, to the FAIS Ombud, contact details below. Alternatively, you may consider alternative remedies after discussion with your own legal counsel.

This procedure will be reviewed on an annual basis to ensure that service delivery to you, our client, remains acceptable and of a high standard

PLEASE NOTE: We are legally obliged to consider, assess and resolve your complaint within a six-week period. The FAIS Ombud will only consider your complaint after this internal resolution process has been exhausted.

Complaints Procedure 1 - FAIS Ombud Rules

Should your complaint be referred to the Ombud, the following will apply:

The FAIS Ombud will not adjudicate in matters where the claim is in excess of R800 000.

If you already instituted action in a court of law in respect of this complaint the Ombud will not consider the complaint.

If the complaint was not resolved through conciliated settlement, the Ombud may make a determination which has the same legal status of a civil court judgement.

An award of cost may be made against the person complained against.

An award of costs may be made against a complainant if the conduct of the complainant was improper or unreasonable, or if the complainant caused an unreasonable delay in the finalisation of the investigation.


T: 012 762 5000 | 012 470 9080



In the event of us not reverting to you within the time periods indicated above, kindly contact our Key Individual at or 010 493 4644.

Your complaint is important to us as it assist us to improve our communication, internal processes and/or quality of service.


The information contained herein does not constitute an offer or invitation to enter into a transaction with Creation Capital Services (Pty) Ltd., and this data also contains no recommendation or guidance in order to enter into a transaction with Creation Capital Services (Pty) Ltd. The information is provided for illustrative purposes and is not guaranteed. The value of the fund may raise or fall and past performances is in no way an indication of future performance. The exposure as suggested by the graphs may differ from time to time due to market movements, fund limitations and Creation Capital Services (Pty) Ltd.‘s discretion. The merits of any investment should be considered. Creation Capital Services (Pty) Ltd, and its affiliates, will not be held liable for any losses incurred as a result of the contents. Creation Capital Services (Pty) Ltd is an authorised financial services provider with license number 45647. Any complaints must be submitted in terms of the complaints policy as established in terms of the FAIS Act. A copy of this policy is available at our offices on request. Creation Capital Services (Pty) Ltd’s PAIA is also available on request.

All information available on this website including information on products and services, and their terms and conditions is subject to change without notice.

Creation Capital Services (Pty) Ltd (Reg. No. 2012/145494/07) is a licensed, Category II FSP with the Financial Sector Conduct Authority (FSP No. 45647).